RAHMAWITA, Annisa; JANNAH, Nurul; NURBAITI, Nurbaiti. Pengaruh Literasi Keuangan, Inklusi Keuangan, dan Financial Technology terhadap Kinerja Keuangan UMKM. Jurnal Humanitas: Katalisator Perubahan dan Inovator Pendidikan, [S. l.], v. 11, n. 4, p. 929–946, 2025. DOI: 10.29408/jhm.v11i4.33304. Disponível em: https://e-journal.hamzanwadi.ac.id/index.php/jhm/article/view/33304. Acesso em: 28 dec. 2025.