Eksplorasi Pengalaman Guru dan Siswa dalam Implementasi Literasi Keuangan di Sekolah Menengah Pertama di Jember: Pendekatan Grounded Theory
DOI:
https://doi.org/10.29408/jpek.v9i1.29655Keywords:
Grounded Theory, Liretasi Keuangan, SekolahAbstract
This study aims to analyze the experiences of teachers and students in the implementation of financial literacy at school. The method used in this research is qualitative research with the Grounded Theory method, which aims to explore in depth the experiences of teachers and students in the implementation of financial literacy in schools. Data obtained from interviews and documentation through informants. The results of the study show that the implementation of financial literacy in junior high schools depends not only on the teaching materials provided, but also on interactive teaching methods, policy support and school resources, as well as family involvement in shaping students' financial habits. Therefore, to create a young generation with good financial literacy, a holistic approach involving various parties is needed, including teachers, schools, parents and students' social environment. Overall, the conceptual model developed in this study shows that the implementation of financial literacy in junior high schools cannot stand alone, but requires support from various parties, including schools, families, and the social environment
References
Arif, M., Aziz, M. K. N. A., & Ma’arif, M. A. (2025). A recent study on islamic religious education teachers’ competencies in the digital age: a systematic literature review. Journal of Education and Learning, 19(2), 587–596. https://doi.org/10.11591/edulearn.v19i2.21311
As’ari, H., & Karista, D. (2024). Peran Teknologi dan Media Sosial dalam Meningkatkan Literasi Keuangan Gen-Z. Prosiding Capital Market Competition, 7, 203–211.
Azizi, M., Ahmad, S., Ernayani, R., Lestari, W., & Muda, G. (2024). PENINGKATAN LITERASI KEUANGAN UNTUK GENERASI MUDA. 5(5), 9366–9372.
Budi Rustandi Kartawinata, S.E., M. M. (2020). Manajemen Keuangan (Sebuah Tinjauan Teori dan Praktis). In Penerbit Widina. Widina Bhakti Persada.
Farida, M. N., Soesatyo, Y., & Aji, T. S. (2021). Influence of Financial Literacy and Use of Financial Technology on Financial Satisfaction through Financial Behavior. International Journal of Education and Literacy Studies, 9(1), 86. https://doi.org/10.7575/aiac.ijels.v.9n.1p.86
Gray, D., Montagnoli, A., & Moro, M. (2021). Does education improve financial behaviors? Quasi-experimental evidence from Britain. Journal of Economic Behavior and Organization, 183, 481–507. https://doi.org/10.1016/j.jebo.2021.01.002
Hylander, I. (2025). A Model for Psychological Consultation to Childcare and Preschools. Psychoanalytic Study of the Child, 1–16. https://doi.org/10.1080/00797308.2025.2453344
Kaiser, T., Lusardi, A., Menkhoff, L., & Urban, C. (2022). Financial education affects financial knowledge and downstream behaviors. Journal of Financial Economics, 145(2), 255–272. https://doi.org/10.1016/j.jfineco.2021.09.022
Oberrauch, L., & Lusardi, A. (2024). Assessing Financial Literacy Among the Young. 2024(June), 2024(June), 1–25. https://gflec.org/wp-content/uploads/2024/06/GFLEC-WP2024-3.pdf
Ph, A. J. (n.d.). D . Financial Literay (2024). Associate Professor School of Business.
Rifai. (2019). Kualitatif Kualitatif Teologi. Yoyo Topten Exacta. https://www.google.co.id/books/edition/Kualitatif/Ki6NDwAAQBAJ?hl=id&gbpv=1
Ritonga, M. U., Wuriyani, E. P., & Nasution, R. F. (n.d.). Digitalisation of Education For Sustainable Development (ESD) Learning through Hots Literacy- Based Literature Learning Design in Elementary Schools. 4.
Susanto, P. C., Yuntina, L., Saribanon, E., & Soehaditama, J. P. (2024). Qualitative Method Concepts : Literature Review , Focus Group Discussion , Ethnography and Grounded Theory. Siber Journal of Advanced Multidisciplinary, 2(2), 262–275.
Šušterič, N., Ošljak, K. K., & Tašner, V. (2025). Exploring Media Literacy Formation at the Intersection of Family, School, and Peers. Media and Communication, 13, 1–17. https://doi.org/10.17645/mac.9098
van Deventer, M. (2020). African generation y students’ personal finance behavior and knowledge. Investment Management and Financial Innovations, 17(4), 136–144. https://doi.org/10.21511/imfi.17(4).2020.13
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Citra Dwi Ristantri, Dwi Cahyono, Budi Santoso, Arik Susbiyani
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
semua jurnal ini menjadi tanggung jawab penuh penulis, JPEK memberikan akses terbuka kepada siapapun agar informasi dan temuan pada artikel bermanfaat bagi semua orang, JPEK dapat diakses dan diunduh oleh siapapun tanpa dipungut biaya sesuai dengan lisensi creative common yang digunakan.
