Penerapan Metode Waterfall dalam Perancangan Sistem Informasi Administrasi Simpan Pinjam untuk Meningkatkan Efisiensi Layanan BKD Unit Kaligayam

Authors

  • Hanum Dwi Septiani Universitas Teknologi Digital
  • Wahyu Krishantoro Universitas Teknologi Digital

DOI:

https://doi.org/10.29408/jit.v9i1.33186

Keywords:

BKD, Information System, Loans, Savings, Design

Abstract

The Kaligayam Village Credit Agency (BKD) plays a vital role in supporting the rural economy through microfinance services, such as fund deposits and loan disbursement. The design of the Savings and Loan Administration Information System at the Kaligayam Village BKD Unit aims to improve efficiency in financial administration, particularly in recording savings and loan transactions. This system is designed to replace the conventional manual process, which is prone to errors and data duplication. The system was developed using the Waterfall model, a sequential and structured method starting from needs analysis, system design, implementation, and system testing. This type of research includes Research and Development (R&D) with system testing activities through functional testing and user acceptance testing to ensure the system's reliability, accuracy, and usability. The results show that the system is capable of recording member data, savings and loan transactions, and generating financial reports automatically and accurately. The system also provides secure and organized data management features, making it easy for users to access information quickly. The main contribution of this research is the creation of an effective and efficient administrative information system, which can be a reference for system development in other microfinance institutions, as well as supporting faster and more accurate decision-making.

References

[1] R. Rahmi, S. Fathimah, and M. Mirza, Model Sistem Informasi Simpan Pinjam pada Bank Perkreditan Rakyat, vol. Vol. 11, No.3. Banjarbaru: STMIK Banjarbaru, 2022. Accessed: Nov. 10, 2025. [Online]. Available: https://journal.maranatha.edu/index.php/jutisi

[2] M. Arridho, N. Sari, ) Rafil, W. Ilham, and W. Amini, “Perkembangan Teknologi Dibidang Pendidikan Technology Development in Education”, doi: 10.36418/comserva.v2i5.345.

[3] Y. Lianawati, C. E. Widjayanti, A. A. Setyawan, and F. A. Pratiwi, “402-Article Text-1956-1-10-20211127,” Jurnal Elektro Luceat, vol. JELC Vol.7 No.2, Nov. 2021, Accessed: Nov. 10, 2025. [Online]. Available: https://jurnal.poltekstpaul.ac.id/index.php/jelekn/

[4] A. Z. Fuad and K. Aibak, “Transformasi Badan Kredit Desa Menjadi Lembaga Keuangan Mikro Perspektif Hukum Ekonomi Syariah,” 2022.

[5] M. R. Vicky and L. Septiana, Perancangan Sistem Informasi Koperasi Simpan Pinjam Berbasis Web Pada Koperasi Hutan Lestari Jakarta, vol. 1, no. 3. Jakarta Timur, 2021. doi: 10.52362/jmijayakarta.v1i3.448.

[6] F. F. Kusumaningrum and Z. Niswati, “Perancangan Sistem Informasi Koperasi Simpan Pinjam pada KSP Credit Union Mitra Sejahtera,” Jurnal Riset dan Aplikasi Mahasiswa Informatika (JRAMI), vol. 3, no. 03, pp. 568–573, 2022, doi: 10.30998/jrami.v3i03.5029.

[7] A. Syukron, E. Saputro, and P. Widodo, Penerapan Metode Prototype Pada Perancangan Sistem Informasi Koperasi Simpan Pinjam Berbasis Website, vol. Vol. 3, No.1, no. 1. Universitas Bina Sarana Informatika, 2023. [Online]. Available: http://jurnal.bsi.ac.id/index.php/conten

[8] A. Ikhwan, A. Wiranata, and Amri. Muhammad Khairul, Wiranata+2024, vol. Vol. 6, No.1. Subang: Pusat Penelitian dan Pengabdian Masyarakat, 2024. Accessed: Nov. 10, 2025. [Online]. Available: https://ejournal.polsub.ac.id/index.php/jiitr/index

[9] A. Najmi and M. Nadjib, “Analisis Dan Perancangan Sistem Informasi Simpan Pinjam Berbasis Website Pada Koperasi Karya Abadi,” Jakarta Selatan, 2020. doi: https://doi.org/10.59134/jsk.v10i1.680.

[10] S. Narulita, A. Nugroho, and M. Z. Abdillah, “Diagram Unified Modelling Language (UML) untuk Perancangan Sistem Informasi Manajemen Penelitian dan Pengabdian Masyarakat (SIMLITABMAS),” Bridge : Jurnal publikasi Sistem Informasi dan Telekomunikasi, vol. 2, no. 3, pp. 244–256, Aug. 2024, doi: 10.62951/bridge.v2i3.174.

[11] R. Adiyanti, P. Teja Sulaksana, Y. Syahidin, and M. Hidayati, “Jurnal Teknologi dan Manajemen Informatika Perancangan Sistem Informasi Indeks Penyakit Rawat Inap Menggunakan Microsoft Visual Studio Info Artikel ABSTRAK Perancangan sistem; Indeks penyakit; Visual studio; Corresponding Author,” vol. 7, pp. 10–19, 2021, [Online]. Available: http://http://jurnal.unmer.ac.id/index.php/jtmi

[12] F. Kesumaningtyas and R. Handayani, “Perancangan Sistem Pakar Diagnosa Penyakit Rheumatic (Rematik) Dengan Metode Forward Chaining,” Jurnal Teknoif Teknik Informatika Institut Teknologi Padang, vol. 8, no. 2, pp. 59–63, 2020, doi: 10.21063/jtif.2020.V8.2.59-63.

[13] R. Rasefta and S. Esabella, “Sistem Informasi Akademik Smk Negeri 3 Sumbawa Besar Berbasis Web,” 2020.

[14] J. H. P. Sitorus and M. Sakban, “Perancangan Sistem Informasi Penjualan Berbasis Web Pada Toko Mandiri 88 Pematangsiantar,” Jurnal Bisantara Informatika (JBI), vol. 5, no. 2, 2021.

[15] F. M. Al Barqah, “Pengertian Administrasi Ruang Lingkup Administrasi Pendidikan,” pp. 2–7, 2020.

[16] L. Marliani, “Definisi Administrasi Dalam Berbagai Sudut Pandang,” Jurnal Fakultas Ilmu Sosial dan Ilmu Politik Universitas Galuh, vol. 5, no. 4, pp. 17–18, 2018, [Online]. Available: https://jurnal.unigal.ac.id/index.php/dinamika/article/view/1743/1407

[17] M. Purba, M. Saragih, and V. Saragih, “Penerapan aplikasi perhimpunan simpan pinjam mandiri Paroki Padrepio Medan,” Jurnal Widya, vol. 2, no. 1, pp. 1–7, 2021, doi: 10.54593/awl.v2i1.4.

[18] Ruslianti, “Medan Timur Skripsi Oleh : Mohammad Ichsan Lubis Program Studi Akuntansi Fakultas Ekonomi Dan Bisnis Universitas Medan Area Medan Medan Timur Skripsi Diajukan Sebagai Salah Satu Syarat Untuk Memperoleh Gelar Sarjana Di Fakultas Ekonomi Dan Bisnis Universi,” 2020.

[19] C. Tanujaya, “Perancangan Standart Operational Procedure Produksi Pada Perusahaan Coffeein,” 2017.

[20] M. Adlini Nina, D. Anisya Hanifa, Y. Sarah, O. Chotimah, and S. Julia Merliyana, “Metode Penelitian Kualitatif Studi Pustaka,” 2022.

[21] Y. Fitriani, S. Utami, and B. Junadi, “Perancangan Sistem Informasi Human Capital Management Berbasis Website,” Journal of Information System, Applied, Management, Accounting and Research, vol. 6, no. 4, pp. 792–803, 2022, doi: 10.52362/jisamar.v6i4.919.

[22] A. Ramadani, “Sistem Informasi Cuti Kepegawaian pada Rumah Sakit Umum Daerah Kabupaten Batu Bara,” Modem : Jurnal Informatika dan Sains Teknologi., vol. 3, no. 1, pp. 67–75, Jan. 2025, doi: 10.62951/modem.v3i1.350.

[23] B. S. Mare and A. Y. Adelia, “Perancangan Sistem Informasi Berbasis Web Pada Koperasi Simpan Pinjam Sejahtera Bersama,” Online, 2022.

[24] Santoso and M. R. Maulani, “Rancang Bangun Aplikasi Computer Based Test Berbasis Web Pada Smpn 1 Katapang Kabupaten Bandung Selatan,” 2021.

[25] Renaldy and A. Rustam, “Volume 4 Issue 1 27 Aisyah Journal of Informatics and Electrical Engineering Perancangan Sistem Informasi Inventory Berbasis Web Pada Gudang Di Pt. Spin Warriors,” 2020, [Online]. Available: http://jti.aisyahuniversity.ac.id/index.php/AJIEE

[26] A. Sudianto, B. A. C. Permana, Muhammad Wasil, and Harianto, “Penerapan Sistem Payment Gateway Pada E-Commerce Sebagai Upaya Peningkatan Penjualan”, INFOTEK, vol. 8, no. 1, pp. 271–279, Jan. 2025. doi: 10.29408/jit.v8i1.28323

Downloads

Published

20-01-2026

How to Cite

Hanum Dwi Septiani, & Wahyu Krishantoro. (2026). Penerapan Metode Waterfall dalam Perancangan Sistem Informasi Administrasi Simpan Pinjam untuk Meningkatkan Efisiensi Layanan BKD Unit Kaligayam. Infotek: Jurnal Informatika Dan Teknologi, 9(1), 209–218. https://doi.org/10.29408/jit.v9i1.33186

Similar Articles

<< < 7 8 9 10 11 12 13 14 15 16 > >> 

You may also start an advanced similarity search for this article.